Landlords Insurance

Landlord Insurance is a type of home insurance policy that covers homeowners from financial losses that might incur with rental properties.

Landlord insurance is designed to cover the cost of replacement or repairs when certain events occur, like fire and allied perils, theft, and malicious damage that harms your residential investment property.

The content you provide for your tenants’ can also be covered.

It covers Accidental damage and Defined events for your property.

What our Landlord Insurance covers

1. Buildings (Investment property)
2. Content
3. Third-party Legal Liability

What’s included, For your rental property

1. Tenant stops paying rent: We compensate the lost rent in the event that your tenant quits without providing you notice or stops paying rent

1. Lost rent during repairs: We will compensate for lost rent if a covered incident renders your building unlivable.
2. Theft & vandalism: We cover stolen items and damage from theft and vandalism
3. Fire: We provide coverage for fire-related losses and damage, including bushfires.
4. Flood, rainwater run-off & storm surge cover: We insure against loss or damage caused by storm surge, rainwater runoff, and flooding.
5. Furniture & furnishings: We insure against theft or damage to carpets, furniture, and other furnishings on your premises
6. Water & oil leaks: We cover damage to your property and items caused by water and oil leaks, like from a burst pipe or broken heater
7. Broken glass: We cover various pieces of furniture or equipment that may have accidentally shattered ceramics or glass
8. Impact damage: Damage that occurs from objects like cars and trees is covered by our insurance.
9. Lightning: We cover damage and power surges caused by lightning
10. Demolishing & removing debris: If your building’s covered and it’s damaged after a covered event, we pay to demolish and remove debris.
11. Motor burnout: We cover labour and parts for electric motor fusion.
12. Renovation building materials: We cover damage from covered events to the renovation materials at your rental property if your property is covered.
13. Liability for injury or damage: In some circumstances, we will cover your legal liability if someone gets injured or their property is damaged.