Business Pack

Business Pack

A business insurance pack provides cover for your business premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business.

The type of business insurance and the amount of cover you select will depend on the nature of your business and what areas you think are the riskiest for you. Pick and choose the right business insurance that will suit you the best.

What is typically covered by Business Insurance?

  1. Material damage loss for your physical assets
  2. Financial loss due to Business Interruption

What is typically not covered by Business Insurance?

  1. Negligence/breach of duty arising from an act, error, or omission because of your professional services.
  2. Standard policies typically do not cover flood damage.
  3. Known claims and circumstances.

 
Industries that may require Business Insurance

Small businesses in Australia, including personal trainers, IT specialists, coffee shop proprietors, cleaners, and reliable tradespeople, all contribute to the country’s economy. Running your own business always involves some risk, even though your daily operations may differ from others’. This is a brief overview of some common business types that can need business insurance.

  1. Accountants
  2. Allied Health Professionals
  3. Architects
  4. Bakers
  5. Bookkeepers & BAS Agents
  6. Butcher Shops
  7. Cabinet Makers
  8. Cafe
  9. Carpenters
  10. Car Wash and Auto Detailers
  11. Civil Engineers
  12. Cleaners
  13. Consultants
  14. Convenience Stores
  15. Disability Workers
  16. Dog Grooming
  17. Dog Walking
  18. Engineers
  19. Electricians
  20. Handyman
  21. Finance & Mortgage Brokers
  22. Furniture manufacturer
  23. Gift Shops
  24. Hair & Beauty Services
  25. IT Professionals
  26. Land Surveyors
  27. Landscapers
  28. Lawn Mowing Services
  29. Makeup Artists
  30. Manufacturing
  31. Marketing
  32. Martial Arts Teachers
  33. Massage & Alternative Therapies
  34. Migration Agents
  35. Mobile Food Vans
  36. Nurses
  37. Painters
  38. Personal Trainers
  39. Pet Professionals
  40. Pizza Shops
  41. Plasterers
  42. Plumbers
  43. Plumbers – VIC
  44. Professionals
  45. Project Managers
  46. Psychologists
  47. Real Estate Agents
  48. Recruitment Consultants
  49. Restaurants
  50. Retailers
  51. Social Workers
  52. Tax Agents
  53. Tradesmen
  54. Tutors
  55. Yoga Teachers

Get the right type of Business Insurance
Even though your company is seen as “small,” it matters a lot to you and us. We want to make sure you have the appropriate protection because of this. We provide a range of coverage options that suit different business needs.

Certain kinds of businesses might need business insurance, such as:

  1. It could be necessary for you to obtain your own public liability insurance before visiting a construction site.
  2. You might need to carry a certain amount of professional indemnity insurance if you work on contracts.
  3. If you are renting a space for your business, your landlord can insist that you obtain your own glass coverage and public liability insurance.

“Get a complete insurance coverage at a great price. Get a free quote today!”